Privacy Policy - PayQora

1. Introduction

Welcome to PayQora ("Company", "we", "our", or "us").

PayQora provides a privacy-focused cryptocurrency payment gateway designed to allow businesses and individuals to accept digital asset payments with minimal data collection.

This Privacy Policy explains how we collect, use, store, and protect information when you access or use our website, services, APIs, and related tools (collectively referred to as the "Services").

By accessing or using PayQora, you agree to the practices described in this Privacy Policy.

2. Our Privacy Philosophy

PayQora is built with a privacy-first approach. Our infrastructure is designed to minimize the collection and storage of personal data wherever possible.

The platform is designed with the following principles:

Minimal data collection
No mandatory identity verification for standard account usage
Non-custodial payment processing
Direct settlement to user-controlled wallet addresses
Privacy-respecting system architecture

3. Information We Collect

Because PayQora prioritizes privacy, we collect only limited information necessary to operate the platform.

3.1 Account Information

When creating an account, users may provide:

Email address
Login credentials
Account preferences

No personal identity verification is required for basic platform usage.

3.2 Technical Information

When accessing the platform, certain technical information may be collected automatically to maintain security and service reliability, including:

IP address
Browser type
Device information
Access timestamps
System activity logs

This information is used strictly for operational and security purposes.

3.3 Blockchain Transaction Information

Cryptocurrency payments processed through PayQora occur directly on public blockchain networks. Blockchain data such as:

Wallet addresses
Transaction hashes
Transaction amounts
Confirmation data

may be publicly visible on blockchain ledgers. PayQora does not control public blockchain data.

4. How We Use Information

Information collected may be used for the following purposes:

Providing and maintaining the platform
Operating payment gateway services
Authenticating user accounts
Preventing fraud, abuse, or unauthorized activity
Improving platform performance
Ensuring system security
Complying with applicable legal obligations

PayQora does not sell personal information to third parties.

5. Non-Custodial Infrastructure

PayQora operates as a non-custodial payment gateway. This means:

PayQora does not hold or control user cryptocurrency funds.
Payments are settled directly to wallet addresses configured by the user.
Users retain full control of their digital assets.

Users are solely responsible for securing their wallets, private keys, and recovery phrases. PayQora cannot recover lost or compromised wallets.

6. Data Security

We implement reasonable technical and organizational security measures designed to protect information against unauthorized access, alteration, or disclosure. Security measures may include:

Encrypted HTTPS communication
Infrastructure monitoring
Access control systems
System security protections

However, no online platform can guarantee absolute security. Users acknowledge that use of internet services and blockchain networks involves inherent risks.

7. Third-Party Services

PayQora may rely on third-party infrastructure providers in order to operate the platform. These may include:

Cloud hosting providers
Blockchain networks
Analytics services
Security monitoring services

These third-party providers operate under their own privacy policies and terms. PayQora is not responsible for the privacy practices of third-party services.

8. Cookies and Website Technologies

Our website may use limited cookies or similar technologies to:

Maintain website functionality
Improve user experience
Analyze general website usage

Users may control cookie settings through their browser preferences.

9. Data Retention

Information may be retained for operational, security, and legal compliance purposes. When data is no longer required for legitimate business purposes, reasonable steps will be taken to delete or anonymize the information.

10. Legal Compliance

PayQora may disclose information if required to do so by applicable laws, regulations, legal processes, or valid governmental requests. Such disclosures may occur in order to:

Comply with legal obligations
Enforce platform policies
Protect platform security
Prevent fraud or illegal activity

11. Changes to This Privacy Policy

PayQora reserves the right to update or modify this Privacy Policy at any time. Updated versions will be posted on this page along with the revised Last Updated date. Continued use of the platform after such updates constitutes acceptance of the revised Privacy Policy.

12. Contact Information

If you have any questions regarding this Privacy Policy, you may contact us at:

support@payqora.com